Our Services
Helping you recover unpaid accounts ethically and efficiently.
Nationwide Coverage
We provide our credit collection services across the Philippines — from Metro Manila to Luzon, Visayas, and Mindanao. Whether you’re a small business or a large enterprise, we’re here to support your debt recovery needs.
What We Offer

Accounts Receivable Management
We assist businesses in managing outstanding accounts through proactive communication, negotiation, and strategic follow-ups—ensuring faster recovery with professionalism.
Key Benefits:
- Reduced outstanding debts
- Improved cash flow
- Customized follow-up strategies

Soft Collection Services
Our approach focuses on maintaining customer relationships while reminding debtors of their obligations. Ideal for early-stage delinquencies.
What’s Included:
- Courtesy calls & SMS reminders
- Email follow-ups
- Friendly repayment options

Hard Collection Services
For accounts that require more assertive action, we implement proven recovery tactics while still adhering to legal and ethical standards.
Scope:
- Intensive call campaigns
- Final demand letters
- Legal advisory coordination

Field Collection Services
For more complex cases, our trained field agents visit clients to arrange settlement or facilitate documentation on-site.
Advantages:
- Face-to-face negotiation
- Document retrieval
- On-the-ground updates

Credit Investigation & Background Checking
Avoid future risks by assessing your customers’ creditworthiness before extending terms.
We provide:
- Employment and address verification
- Credit history analysis
- Risk profiling

Customized Collection Solutions
We design collection strategies based on your business type, industry, and customer behavior.
Industries We Serve:
- Retail
- Healthcare
- Education
- Utilities
- Real Estate
- And more...
Ready to Get Started?
Contact us today to request a free consultation and discover how AARM Credit Collection Services can help improve your collection success rate.