AARM Credit Collection Services
AARM Credit Collection Services helps businesses recover unpaid accounts professionally and ethically. With years of experience, we handle the hard work so you can focus on growth.
About AARM
Who We Are
AARM Credit Collection Services is a trusted and legally registered debt collection agency based in the Philippines. We provide professional credit recovery services for various industries including banks, lending companies, cooperatives, and financing firms. We pride ourselves on ethical practices, transparency, and delivering results. Our founder, Ronnel C. Mapaye, brings over two decades of experience from major financial institutions, now leading a dedicated team of legal, audit, and collection professionals.

Custom-fit solutions for all industries

Serving nationwide

Supported by a team of legal, audit, and accounting professionals

Mission
To be the preferred Collection Services Provider in the Philippines through innovative solutions, ethical practices, and a commitment to client success.
Vision
To lead the Philippine credit collection industry by helping businesses recover debts efficiently and respectfully.
Integrity
Ethical and transparent service
Teamwork
Working with you, not just for you
Innovation
Embracing better, faster ways to recover
Excellence
Focused on quality results.
Our Services
Service Areas: We offer our professional debt collection services nationwide across the Philippines. Whether you're based in Luzon, Visayas, or Mindanao, our team is ready to support your business with a full suite of value-adding solutions for efficient and ethical debt recovery.
Tele Collections
We reach out to customers through professional phone-based collection calls.
Field Collections
Our agents visit debtors in person to recover outstanding payments.
Awareness Calling
Reminder calls to help reduce delinquencies before they occur.
Field & Tele Verification
We verify customer information to maintain data accuracy and compliance.
Skip Tracing
We locate hard-to-reach clients through both field and digital means.
Vehicle & Motorcycle Repossession
Legal, ethical repossession of motor assets for financial institutions.
Let Us Handle Your Collections – So You Can Focus on Business
Why Choose Us?
Certified and Registered
DOLE 174 Accredited, NPC Registered, with a fully operational BCP site in Quezon City.
5+ Years of Expertise
Led by a seasoned professional from top financial institutions.
Proven Track Record
Awarded top agency status by Sumisho, Malayan Savings Bank, and Flexi Finance.
Transparent, No-Risk Pricing
No hidden fees. No collection? No payment.
Client-Focused Approach
We align our strategies with your company’s image and goals.
Get in Touch
- Monday to Saturday
- 8:00 AM – 6:00 PM