About Us
Discover who we are, our vision, and the values that drive us forward.
About AARMCCS
Who We Are
AARM Credit Collection Services is a legally registered debt collection agency based in the Philippines. We specialize in ethical, professional, and results-driven recovery services for businesses of all sizes. Backed by a team of experienced professionals in the legal, audit, and financial sectors, we are committed to delivering strategic collection solutions that safeguard your brand while maximizing recovery rates.
Mission
To support Filipino businesses through ethical and professional credit collection services that help maintain financial stability and improve cash flow.
Vision
To be recognized nationwide as a reliable partner for debt recovery services, known for integrity, customer care, and consistent results.


Our Founder
While AARM has been operating for 5 years, our company is led by a founder with over 20 years of industry experience in credit and collections. His background includes leadership roles in major financial institutions such as CitiFinancial, Banco De Oro, Security Bank, and Maybank. This wealth of knowledge guides the company’s strategy and reinforces our commitment to quality, compliance, and customer satisfaction.
Core Values
Integrity
We uphold the highest ethical standards in every aspect of our work.
Innovation
We adopt new technologies and proven strategies to enhance efficiency and performance.
Teamwork
We foster a culture of collaboration—both within our team and with our clients.
Accountability
We take full ownership of our performance, actions, and results.
Excellence
We strive to exceed expectations and continuously improve our services.
Why Choose AARM
Certified and Registered
DOLE 147 Accredited, NPC Registered, with a fully operational BCP site in Quezon City
Legal & Professional
Legally registered and professionally managed
Experienced Team
Backed by decades of industry experience
Ethical Practices
Ethical and transparent collection practices
Tailored Strategies
Proven recovery strategies tailored to your business
Nationwide Service
Serving clients nationwide across the Philippines
